How Can I get my Cash In 20 Minutes Or Less?
There are certain criteria requirements to underwrite a loan and every account is different. We do have the ability based on certain factors to have money wired to a MoneyGram location in under 20 minutes, for your convenience. Your loan specialist will inform you of your loan status, with any additional documents that are required at the time your loan is written. We strive to achieve 100% customer satisfaction, and will do everything within our power to get the money you need, FAST!
What do I need to apply online?
For Title Loans, all you need is a clear title to a vehicle you own and a steady income. If you have a title loan with another company, in most cases we will pay them off and put you on a term loan. Payday Loans require Direct Deposit and an active checking account. Active Members of the military cannot qualify for a loan through us. Click Here to apply online.
Why choose TX Title Loans?
TX Title Loans over 20 years experience in financial services in Texas. We service consumers who seek an alternative to traditional banking relationships to fulfill their financial obligations.
What is a Title Loan?
A Title Loan is a short-term advance made to you if you own your car. Your car will serve as collateral for your loan through us. You will need to provide your title as security for the loan. When you pay off the loan, your title is returned to you. It’s that simple!
How do Title Loans work online?
To apply all you need to do is fill out a simple application online. When you are approved, your funds can be deposited into your bank account, or you can visit one of 32,000 convenient Money Gram Locations to receive your cash. In some cases you may not qualify for a loan online, but still may qualify to complete a title loan transaction in person at one of our convenient locations or through our vehicle inspection process. If you are required to go to a nearby TX Title Loan location to complete your transaction, then you’ll just need to bring your title and government issued ID, pay stubs and/or proof of income along with proof of residence.
How much can I borrow?
You can borrow up to $10,000, depending on vehicle condition and qualification standards.
What are the Fees and Rates with Texas Title Loans?
Please Click Here to see our current rates and loan examples.
Early Payoff Discount Terms and Conditions*
Early Payoff Discount applies to all customers of Texas Title Loans I, LLC regardless of loan type. “Third Party” buyouts are welcomed, but discounted amounts do not apply to these entities. “Third Party” refers to any entity whether financial, public or private that charges interest or fees of any kind to an individual.
Payoff amounts for “Third Party”(s) will include, full principal amount, plus any and all CSO Fees associated with the agreement minus any unearned interest due for that specific loan at that time, or the full accelerated amount of the loan to full term minus any unearned interest due for that specific loan at that time.
Customers wishing to pay of their loan(s) individually, must do so by way of certified funds, debit/credit card or cash and are eligible for discounted amounts off the actual loan balance.
Customers currently in default at time of payoff quote may not qualify for any discount of full loan amount.
Does it matter if I have bad credit or no credit?
It does not matter if you have bad credit or no credit at all. The title loans offered by the lender and our credit services are designed to assist you in your day to day needs, including emergency credit.
Can I get a title loan with other types of vehicles like, an RV, boat or motorcycle?
Special circumstances may grant loan approval in these cases, please contact our customer service center for more information.
Do I have to have the car titled in Texas?
Yes. You will need a title in Texas for the loan and credit services.
Does my car need to be paid off?
No! At Texas Title Loans we will payoff your existing title loan with other competitors. In some cases we can even give you extra money after the loan is paid off.
Do I need to be employed?
You must have some type of verifiable income to qualify.
Can I be in retirement?
Yes. The key issue is that you have a source of income to pay the loan and CSO fees.
Do I have full use of the vehicle during the term of the loan?
Absolutely. You get the money, and you get to keep driving your car.
What if I lost my title, what do I do?
You will need to apply for a duplicate title at your County Tax Office.
What is a Credit Services Organization (CSO) and Credit Access Business (CAB)?
A CSO, or credit services organization, is a company that earns compensation by, among other things, helping consumers obtain loans. A credit access business (CAB) is a type of CSO that helps consumers obtain payday and title loans. CSO’s are not lenders and do not make loans. In Texas, Texas Loan Brokers I, LLC d/b/a Texas Title Loans is a CSO and CAB that can help you obtain a title loan from an unaffiliated third party lender.
What if I change my mind and decide I do not want the CSO contract and loan?
If for any reason you decide you do not want the loan, you can return the money that lender loaned you and cancel the transaction within three (3) days. No questions asked and no fees. It is risk free. You will also not be charged to apply for the title loan or any credit services, whether or not you are approved.
How do I cancel my loan?
To cancel your loan, you must mail or deliver a signed and dated copy of the cancellation notice attached to your credit services agreement, or other written notice, to: Texas Loan Brokers, I, LLC d/b/a/ Texas Title Loans 1111 Empire Central Place Suite 200 Dallas, TX 75247 or to firstname.lastname@example.org within three (3) days after you sign your CSO agreement and loan. You will need to include your name and CSO agreement number, and return the money that lender loaned you.