Privacy Policy

Privacy Policy Texas Loan Brokers I, LLC d/b/a Texas Title Loans

 

Credit Service Organization

Texas Loan Brokers I, LLC d/b/a Texas Title Loans 12751 State Hwy. 198, Mabank, TX 75156

Introduction

In this Privacy Policy, the words you and your mean the Applicant named above. The term CSO, we, us, or our means the CSO named above. The term Lender means a third-party that the CSO has identified as willing to make a loan to you. These terms also include each person’s respective heirs, personal representatives, successors, and assigns, as applicable.

Texas Loan Brokers I, LLC d/b/a Texas Title Loans respects customer privacy and protecting it is very important to us. Because keeping customers’ information secure is a priority to us, we want you to understand our intended collection and disclosure policies concerning your personal information. If you provide us non-public personal information you may opt out of our sharing information with non-affiliated companies. Please see the Opt Out Notice section at the end of this policy.

Confidentiality and Security/With Whom We May Share Your Information

We restrict access to nonpublic personal information about you to the following: 1. Those employees who in the normal course of business help to provide services to you, 2. The Lender, 3. Third party entities and financial service providers that deliver services to us (such as consumer credit reporting agencies), 4. Any entity necessary to effect, administer or enforce a transaction that you have requested or authorized, 5. Courts and other governmental agencies upon legal process, 6. Credit reporting agencies, and 7. In the event of nonpayment, a debt collector or a repossessor of collateral at the request of the Lender.

The law permits us to share information about our current and former customers with government agencies or authorized third parties under certain circumstances. For example, we may be required to share such information in response to subpoenas or to comply with certain laws.

We maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information from unauthorized access.

Information We May Collect

We gather customer information that is needed to administer our business, provide services to our customers, and to complete your transactions. The categories of nonpublic personal information that may be collected about you include:

• Information we receive from you on applications, registration forms for electronic payment or ACH transactions, or other forms (such as your name, address, phone number, driver’s license, military identification, federal identification, state identification, or Social Security Number);

• Information about your transactions with us or third party lenders (such as account activity, payment history, or account balance); and

• Information we receive from a consumer reporting agency (such as your creditworthiness or credit history).

Notice of changes

We reserve the right to alter our privacy policy from time to time. Our customers will receive written or e-mail notifications of these changes. The effective date of this policy, stated above, indicates the last time this policy was revised or materially changed. Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the policy.OPT OUT NOTICE – NON-PUBLIC PERSONAL INFORMATION

We do not share non-public personal information about you with third parties except those listed above. At no time does non-public personal information about you go to third parties for them to market their products or services to you. Therefore, there is no need to opt out of such a sharing of information because it will not happen.

OPT OUT NOTICE – CREDIT SERVICES AND LOAN TRANSACTION INFORMATION

We do not share CSO information about you with third parties, other than as permitted by law or necessary to administer, effect and provide the services requested by you.

At no time does CSO information about you go to third parties for them to market their products or services to you. Therefore, there is no need to opt out of such sharing of information because it will not happen.

OPT OUT PROCEDURE

You may exercise your right to opt out by mailing a written, signed, and dated document to address above that states your name, address, phone number, and email address and which states either or both of the following:

1) Do not share non-public personal information about me with third parties, other than as permitted by law or necessary to administer, effect and provide the services requested by me, or

2) Do not share non-public personal information about me with third parties for them to market their products or services to me. The privacy policy is posted at www.txtitleloans.net/privacy

Rev. 11/14